These Terms of Service (“Terms”) govern access to and use of the website, online forms, publications, electronic agreement pages, communications, and other online services provided by Palisander Inc (“Palisander,” “we,” “us,” or “our”).

By accessing or using the website, submitting information, downloading materials, or using an online agreement page, you acknowledge that you have read, understood, and agreed to these Terms.

If you do not agree with these Terms, you should not access or use the website.

1. About Palisander

Legal Name
Palisander Inc

Registered Office
1500 N Grant Street, Suite R
Denver, Colorado 80203
United States

Principal Office
14 Wall Street, Suite 2000
New York, New York 10005
United States

References to “the website” include pages, forms, documents, publications, electronic signature functions, and other digital content operated or made available by Palisander.

2. Scope of These Terms

These Terms apply to:

• Visitors to the Palisander website
• Individuals submitting enquiries or documents
• Users accessing reports, white papers, or publications
• Individuals completing online agreements
• Prospective clients and professional counterparties
• Authorized representatives of companies or organizations
• Other persons using Palisander’s online services

Additional agreements, engagement letters, disclosure documents, privacy notices, or transaction-specific terms may apply to particular services.

Where a valid signed agreement conflicts with these general Terms, the signed agreement governs the subject matter of that agreement.

3. Eligibility and Authority

You may use the website only if:

• You are at least 18 years old
• You have legal capacity to enter into binding agreements
• Your use is lawful in your country, state, or jurisdiction
• You are not prohibited from using the services under applicable law
• You provide accurate and complete information

If you use the website for a company or another legal entity, you represent that you have authority to act for and bind that entity.

Palisander may request evidence of identity, authority, company registration, beneficial ownership, or other information before accepting an enquiry or agreement.

4. Informational Nature of the Website

Website content is provided for general corporate, educational, and informational purposes.

Unless expressly stated in a signed agreement, website content does not constitute:

• Personalized investment advice
• Legal advice
• Tax advice
• Accounting or audit advice
• Regulatory advice
• A securities recommendation
• An offer to buy or sell a security
• A solicitation of an investment
• A commitment to provide financing
• A guarantee of transaction completion
• A promise of investment performance

You should obtain advice from appropriately qualified professionals before making an investment, financing, legal, tax, regulatory, or commercial decision.

5. No Automatic Professional Relationship

Accessing the website, submitting a form, sending an email, downloading a document, attending an introductory meeting, or receiving general information does not automatically create:

• A client relationship
• An investment advisory relationship
• A fiduciary relationship
• An agency relationship
• A partnership or joint venture
• A legal or contractual engagement

A formal relationship begins only after Palisander completes any required review and the relevant parties execute appropriate written documentation.

Palisander may accept or decline any enquiry, proposed engagement, transaction, or opportunity at its discretion, subject to applicable law.

6. Services Described on the Website

The website may describe capabilities relating to:

• Investment and strategic advisory
• Corporate financing
• Venture capital and growth strategy
• Mergers and acquisitions
• IPO and capital-market preparation
• Market strategy and portfolio considerations
• Investor relations
• Corporate positioning
• Transaction preparation
• Research and market commentary

Descriptions are general and do not guarantee that a particular service will be available, appropriate, lawful, or accepted in every jurisdiction or circumstance.

The scope, responsibilities, fees, timetable, deliverables, and limitations of any engagement must be confirmed in separate written documentation.

7. Investment and Transaction Risk

Investments, securities, financing arrangements, acquisitions, and capital-market transactions involve risk.

Risks may include:

• Loss of invested capital
• Market volatility
• Liquidity limitations
• Counterparty default
• Currency exposure
• Interest-rate changes
• Regulatory changes
• Operational failures
• Technology interruptions
• Delayed or failed execution
• Changes in valuation
• Inability to secure financing
• Inability to complete a transaction

Palisander does not guarantee profits, preservation of capital, financing approval, investor participation, transaction completion, regulatory approval, listing acceptance, valuation, share price, or timing.

Past performance and historical information do not guarantee future results.

8. Regulatory and Public-Record Information

The website may display company information, regulatory reference numbers, filing information, addresses, or links to public databases.

Such information is provided for transparency and identification purposes.

A company registration, CRD number, SEC file number, public adviser record, filing, exemption, reporting status, or database entry does not mean that any governmental or regulatory authority has approved, endorsed, verified, recommended, or guaranteed:

• Palisander
• Its personnel
• Its services
• Website content
• Any investment or transaction
• Any projected result

Users should independently review the applicable official records and underlying filings.

9. Website Enquiries and Submitted Information

When submitting an enquiry, you agree to provide information that is accurate, current, and not misleading.

You must not submit:

• Information you are not authorized to disclose
• Unlawfully obtained personal information
• False or fraudulent documents
• Malicious software
• Account passwords
• Private cryptographic keys
• Seed phrases
• One-time security codes
• Complete payment-card credentials
• Content that violates another person’s rights

Submitting information does not require Palisander to respond, provide a proposal, accept an engagement, or maintain the information indefinitely.

Information submitted through the website will be handled in accordance with the Privacy Policy and applicable agreements.

10. Supporting Documents

Where document submission is available, you are responsible for ensuring that:

• You are authorized to provide the documents
• The documents are accurate and complete
• Disclosure does not breach confidentiality obligations
• Files do not contain malware or harmful code
• Sensitive information is limited to what is reasonably necessary

Palisander may reject, delete, quarantine, or decline to open a file for security, privacy, legal, or operational reasons.

Initial contact forms should not be used to transmit highly sensitive identity, banking, or transaction information unless Palisander has provided an appropriate secure process.

11. Online Agreements

The website may provide online agreements for review, completion, execution, or recordkeeping.

When using an online agreement page, you agree to:

• Read the complete agreement
• Provide accurate information
• Confirm your legal identity
• Confirm your authority to sign
• Review all commercial terms
• Review all risk disclosures
• Obtain independent advice where appropriate
• Retain a copy for your records

An online agreement becomes effective only according to its own terms and after any required acceptance or countersignature.

The availability of a signature page does not mean that Palisander has accepted or countersigned the agreement.

12. Electronic Communications and Signatures

You consent to receive records, notices, agreements, confirmations, and other communications electronically where permitted by law.

You agree that an electronic signature, typed name, checkbox confirmation, signature image, or other electronic action adopted with an intention to sign may be used as evidence of consent.

Electronic agreement records may include:

• Contract number
• Agreement version
• Submitted information
• Signature image
• Consent confirmations
• Date and time
• Browser and device information
• Language and time zone
• Document hash
• Submission status
• Delivery status
• Countersignature information

You are responsible for maintaining access to the email address and device used for electronic communications.

You may request information about obtaining a non-electronic copy, subject to applicable law and reasonable administrative requirements.

13. Profit-Sharing Agreements

Any profit-sharing arrangement is governed by the applicable signed agreement.

Unless otherwise stated in that agreement:

• The client retains ownership and control of the client’s account
• The client independently decides whether to execute a transaction
• Palisander does not guarantee a profit
• Investment losses remain possible
• Profit-sharing calculations are subject to verification
• Payment is due only according to the agreed calculation and settlement provisions
• Account statements or supporting records may be required
• A final calculation may be required following termination

General website information does not modify an executed profit-sharing agreement.

14. Fees and Payments

Fees for professional services are established in a proposal, engagement letter, service agreement, profit-sharing agreement, or other written document.

Depending on the engagement, fees may include:

• Fixed fees
• Retainers
• Monthly fees
• Milestone payments
• Transaction-related fees
• Success-related fees
• Profit-sharing fees
• Reimbursable expenses

You agree to pay valid invoices and contractual amounts by the stated due date.

Unless otherwise agreed:

• Each party is responsible for its own taxes
• Bank and payment-provider charges may be payable by the sending party
• Overdue amounts may be subject to lawful collection costs
• Payments are not refundable once the relevant work has been performed

Palisander will not be responsible for payment instructions altered through fraud or an unauthorized communication. You should independently verify material payment instructions before transferring funds.

15. Acceptable Use

You may use the website only for lawful purposes.

You must not:

• Violate any applicable law or regulation
• Impersonate another person or organization
• Submit false or misleading information
• Attempt unauthorized access
• Interfere with website operation
• Introduce malware or harmful code
• Circumvent security measures
• Scrape or harvest personal data
• Conduct automated high-volume requests without permission
• Copy content for deceptive or unlawful use
• Misrepresent an affiliation with Palisander
• Use Palisander’s name to solicit funds without authorization
• Use the website for fraud, abuse, money laundering, sanctions evasion, or market manipulation
• Reverse engineer protected website systems
• Use website materials to train or populate a competing commercial database without written permission

Palisander may block, restrict, or investigate activity that appears abusive, unlawful, or harmful.

16. Website Security

You are responsible for maintaining the security of your device, browser, email account, and network.

You must promptly notify Palisander if you believe:

• An online agreement was submitted without authorization
• Your signature or identity was misused
• A communication was fraudulent
• Payment instructions were altered
• Website security has been compromised
• Confidential information was disclosed to an unauthorized person

Palisander may suspend access, delay processing, or require additional verification where fraud or security concerns exist.

17. Intellectual Property

Unless otherwise stated, the website and its original content are owned by or licensed to Palisander.

Protected materials may include:

• Text
• Graphics
• Branding
• Logos
• Reports
• White papers
• Research
• Agreement templates
• Website design
• Software
• Images
• Databases
• Downloadable documents

You may view and download materials for personal, internal, and lawful informational use.

Without prior written permission, you may not:

• Republish substantial content
• Sell or commercially distribute materials
• Remove ownership notices
• Modify content in a misleading manner
• Use Palisander branding to imply approval
• Create deceptive derivative documents
• Copy agreement templates for commercial resale
• Use protected materials for unlawful purposes

Third-party trademarks and materials remain the property of their respective owners.

18. User-Submitted Content

If you submit comments, feedback, suggestions, or non-confidential materials, you grant Palisander a non-exclusive, worldwide, royalty-free right to use them for responding to your request, improving services, maintaining records, and operating the business.

This provision does not authorize Palisander to publicly disclose confidential client information contrary to an applicable confidentiality obligation.

You represent that submitted content:

• Is accurate
• Is lawfully provided
• Does not infringe another person’s rights
• Does not contain unlawful or malicious material

19. Third-Party Websites and Services

The website may link to third-party websites, databases, platforms, payment services, document hosts, or professional resources.

Palisander does not control third-party services and is not responsible for:

• Their availability
• Their security
• Their content
• Their privacy practices
• Their accuracy
• Their products or services
• Transactions performed through them

A link does not imply sponsorship, affiliation, endorsement, or approval.

Your use of a third-party service is governed by that provider’s own terms and privacy policy.

20. Website Availability

Palisander does not guarantee that the website will be uninterrupted, error-free, secure, or compatible with every device.

The website may be restricted or unavailable because of:

• Maintenance
• Technical failure
• Hosting interruption
• Cybersecurity incidents
• Regulatory requirements
• Force majeure
• Third-party service failure
• Operational changes

Palisander may modify, suspend, or discontinue any website feature without prior notice, subject to applicable law and existing contractual obligations.

21. Accuracy and Updates

Palisander seeks to maintain useful and accurate information but does not guarantee that all content is complete, current, or error-free.

Information may become outdated due to:

• Market developments
• Regulatory changes
• Corporate changes
• New filings
• Third-party data revisions
• Website updates

Palisander may correct, revise, remove, or update content without notice.

You should independently verify information that is material to an investment, transaction, legal obligation, or commercial decision.

22. Disclaimers of Warranties

To the maximum extent permitted by law, the website and its content are provided on an “as is” and “as available” basis.

Palisander disclaims warranties concerning:

• Accuracy
• Completeness
• Availability
• Merchantability
• Fitness for a particular purpose
• Non-infringement
• Security
• Compatibility
• Error-free operation
• Investment or commercial outcomes

Nothing in these Terms excludes a warranty or right that cannot lawfully be excluded.

23. Limitation of Liability

To the maximum extent permitted by applicable law, Palisander and its directors, officers, employees, representatives, contractors, and service providers shall not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from:

• Use of the website
• Inability to use the website
• Reliance on website content
• Investment or transaction decisions
• Lost profits
• Lost opportunities
• Loss of data
• Business interruption
• Market losses
• Third-party conduct
• Unauthorized communications
• Cybersecurity incidents
• Technical failures

Where liability cannot be fully excluded, Palisander’s aggregate liability arising solely from use of the public website shall not exceed the greater of:

• The amount paid directly to Palisander specifically for the affected online service during the preceding six months; or
• One hundred United States dollars

This limitation does not apply where prohibited by law or to liability arising from fraud, willful misconduct, or another matter that cannot lawfully be limited.

Liability arising under a separate signed agreement is governed by that agreement.

24. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Palisander and its directors, officers, employees, representatives, contractors, and service providers from claims, losses, liabilities, damages, and reasonable costs arising from:

• Your unlawful use of the website
• Your breach of these Terms
• False or unauthorized information submitted by you
• Your infringement of another person’s rights
• Your misuse of Palisander content or branding
• Malicious files or code submitted by you
• Actions taken through your identity or authority

This obligation does not apply to the extent a claim was caused by Palisander’s own unlawful conduct.

25. Suspension and Termination

Palisander may restrict or terminate website access where reasonably necessary because of:

• A breach of these Terms
• Fraud or suspected fraud
• Unauthorized activity
• Security risk
• Legal or regulatory requirements
• Abusive conduct
• Submission of malicious material
• Protection of Palisander or third parties

Termination of website access does not automatically terminate a separate signed agreement.

Terms concerning confidentiality, intellectual property, payments, disclaimers, liability, disputes, and accrued rights survive termination where their nature requires survival.

26. Privacy

Personal information is handled according to the Palisander Privacy Policy and any additional privacy notice applicable to a particular service.

By using the website, you acknowledge that information may be processed for purposes including:

• Responding to enquiries
• Administering agreements
• Maintaining electronic signature evidence
• Security and fraud prevention
• Legal and regulatory compliance
• Recordkeeping
• Website operation

You should review the Privacy Policy before submitting personal information.

27. Confidentiality

Submitting information through a public enquiry form does not automatically create a contractual confidentiality obligation.

You should not send highly confidential or commercially sensitive materials until an appropriate confidentiality arrangement or secure delivery process has been established.

Where a signed confidentiality agreement, engagement letter, or service agreement applies, confidentiality is governed by that document.

28. Governing Law

These Terms are governed by the laws of the State of New York, without regard to conflict-of-law principles, except where another law must apply.

Before initiating formal proceedings, the parties shall attempt in good faith to resolve a dispute through written notice and direct negotiation.

29. Arbitration and Class-Action Waiver

To the extent permitted by applicable law, an unresolved dispute arising solely from these Terms or use of the website shall be resolved by binding arbitration administered by the American Arbitration Association.

For a commercial dispute, the applicable Commercial Arbitration Rules shall apply. If applicable law or the administrator requires a different ruleset, the required ruleset shall apply.

Unless otherwise required by law:

• The seat of arbitration shall be New York, New York
• Proceedings shall be conducted in English
• The arbitrator may award remedies available under applicable law
• Judgment on the award may be entered in a court of competent jurisdiction
• Claims must be brought individually and not as a class, collective, or representative action

Nothing prevents either party from seeking temporary or emergency injunctive relief to protect intellectual property, confidential information, security, or prevent fraud.

Nothing in this section limits rights that cannot lawfully be waived.

A dispute governed by a separate signed agreement shall be handled according to that agreement.

30. Time Limit for Claims

To the extent permitted by law, a claim arising solely from use of the website or these Terms must be brought within one year after the event giving rise to the claim.

This section does not shorten a limitation period where applicable law prohibits such a restriction.

31. Changes to These Terms

Palisander may update these Terms to reflect:

• Changes to the website
• New services
• Operational changes
• Security requirements
• Legal or regulatory developments
• Changes in business practices

The updated Terms will be published with a revised “Last Updated” date.

Material changes may be accompanied by additional notice where legally required.

Continued use of the website after updated Terms become effective constitutes acceptance of the revised Terms.

Changes do not retroactively alter an existing signed agreement unless the parties agree in writing.

32. Severability

If a provision of these Terms is held invalid or unenforceable, it shall be modified to the minimum extent necessary to make it enforceable.

The remaining provisions will continue in effect.

33. No Waiver

A failure or delay by Palisander in exercising a right does not waive that right.

A waiver is effective only if made in writing by an authorized representative.

34. Assignment

You may not assign or transfer your rights under these Terms without Palisander’s prior written consent.

Palisander may assign these Terms to a successor or affiliate in connection with a merger, reorganization, financing, sale of assets, or transfer of website operations, subject to applicable law.

35. Entire Agreement

These Terms, together with the Privacy Policy, Legal Disclaimer, applicable cookie notices, and any other expressly incorporated website policy, form the complete agreement concerning general use of the website.

They do not replace a separately executed engagement letter, service agreement, profit-sharing agreement, confidentiality agreement, or transaction document.

36. Contact

Questions concerning these Terms may be submitted through the Palisander Contact page.

Written correspondence may be addressed to:

Palisander Inc
14 Wall Street, Suite 2000
New York, New York 10005
United States

Please include “Terms of Service Enquiry” in the subject line or correspondence heading.