This Legal Disclaimer applies to the website, publications, reports, white papers, market commentary, online forms, electronic agreements, presentations, communications, and other materials made available by Palisander Inc (“Palisander,” “we,” “us,” or “our”).

By accessing or using this website, you acknowledge that you have read and understood this Legal Disclaimer.

1. General Information Only

The information presented on this website is provided for general corporate, educational, and informational purposes only.

Nothing on this website constitutes or should be interpreted as:

• Personalized investment advice
• Legal advice
• Tax advice
• Accounting advice
• Audit advice
• Regulatory advice
• A recommendation to purchase, sell, hold, or exchange any security
• A recommendation to pursue a particular transaction or financing structure
• An offer, solicitation, invitation, or commitment to enter into any investment or transaction
• A guarantee of financing, investment performance, valuation, listing, acquisition, or other commercial outcome

Users should obtain advice from appropriately qualified professionals before making financial, legal, tax, accounting, regulatory, or investment decisions.

2. No Client or Advisory Relationship

Accessing this website, submitting an enquiry, downloading a document, receiving general information, or communicating with Palisander does not create:

• A client relationship
• An investment advisory relationship
• A fiduciary relationship
• An attorney-client relationship
• A partnership
• A joint venture
• An agency relationship
• A contractual obligation

A formal professional relationship begins only after Palisander has completed any required review and the relevant parties have signed an applicable engagement letter, service agreement, advisory agreement, or other written contract.

Palisander is not obligated to accept an enquiry, transaction, mandate, investment opportunity, or proposed engagement.

3. No Offer or Solicitation

Nothing on this website constitutes an offer to sell, a solicitation of an offer to buy, or a recommendation concerning any security, financial product, investment strategy, financing arrangement, or transaction.

Any offer or solicitation, where legally permitted, may be made only through appropriate offering documents, contractual materials, disclosures, and procedures required by applicable law.

No person should rely on this website as the basis for entering into an investment, financing, securities, merger, acquisition, or capital-market transaction.

4. Investment Risk

All investments and securities transactions involve risk.

Risks may include:

• Loss of some or all invested capital
• Market volatility
• Liquidity limitations
• Price fluctuations
• Currency exposure
• Interest-rate changes
• Credit and counterparty risk
• Regulatory changes
• Political and economic developments
• Operational and technology failures
• Delays in execution
• Inability to complete a transaction
• Differences between expected and actual results

Investments may increase or decrease in value, and investors may receive less than the amount originally invested.

Users are responsible for independently evaluating the suitability, risks, costs, and consequences of any investment or transaction.

5. No Guarantee of Performance

Palisander does not guarantee:

• Investment profits
• Preservation of capital
• Financing approval
• Investor participation
• Transaction completion
• IPO completion
• Exchange acceptance
• Regulatory approval
• A particular valuation
• A particular share price
• A particular rate of return
• A particular timetable
• Any other financial or commercial result

Past performance is not a guarantee or reliable indication of future performance.

Historical results, market data, case studies, hypothetical examples, projections, estimates, scenarios, models, targets, and illustrations may not reflect actual future conditions or results.

Actual outcomes may differ materially from any information presented.

6. Forward-Looking Statements

This website may contain statements concerning:

• Expected business development
• Market opportunities
• Future services
• Investment strategies
• Corporate plans
• Financing activities
• Transaction expectations
• Economic conditions
• Potential expansion
• Anticipated performance
• Future events or outcomes

These statements may be considered forward-looking statements.

Forward-looking statements are based on assumptions, estimates, expectations, and information available at the time they are made. They are subject to risks, uncertainties, changes in circumstances, and factors beyond Palisander’s control.

Palisander has no obligation to update a forward-looking statement unless required by applicable law.

7. Research, Commentary, and Market Information

Research, market commentary, opinions, reports, and other publications reflect the information and views available on the stated publication date.

Such materials may:

• Become outdated
• Be based on incomplete information
• Contain assumptions
• Rely on third-party data
• Change without notice
• Differ from the views of other professionals
• Be unsuitable for a particular investor or transaction

Market commentary does not take into account an individual user’s financial circumstances, objectives, investment experience, risk tolerance, liquidity requirements, tax position, or legal restrictions.

Users should perform their own analysis and obtain independent professional advice.

8. Regulatory and Corporate Information

Corporate registration information, regulatory reference numbers, filing details, addresses, and other public-record information displayed on this website are provided for identification and transparency purposes.

References to:

• A CRD number
• An SEC file number
• A public adviser record
• A government filing
• A regulatory database
• A company registration
• A securities filing
• An exemption or reporting status

do not, by themselves, mean that a regulator has approved, endorsed, verified, recommended, or guaranteed Palisander, its personnel, its services, its publications, or any investment opportunity.

Users should independently review the relevant official database and source documents.

Nothing on this website should be interpreted as a statement that the United States Securities and Exchange Commission, the Financial Industry Regulatory Authority, a state securities authority, or any other governmental or regulatory body has approved or endorsed Palisander or the contents of this website.

Palisander may provide only those services it is legally permitted to provide in the applicable jurisdiction and under the relevant contractual arrangement.

9. Geographic and Jurisdictional Restrictions

This website is not directed to any person or jurisdiction where access, distribution, publication, or use would violate applicable law or regulation.

Services described on this website may not be available in every country, state, or jurisdiction.

Users are responsible for determining whether accessing this website or engaging with Palisander is lawful in their location.

Palisander may restrict, decline, suspend, or terminate access to services where required by law, regulation, internal policy, risk considerations, or contractual restrictions.

10. Online Agreements and Electronic Signatures

Online agreement and electronic signature pages are provided to facilitate document review, completion, execution, and recordkeeping.

Users are responsible for:

• Reviewing the complete agreement
• Providing accurate information
• Confirming their authority to sign
• Understanding the commercial and legal terms
• Obtaining independent advice where appropriate
• Saving or printing a copy of the executed document
• Protecting access to their email, device, and account

An agreement becomes effective only in accordance with its own terms and applicable law.

The availability of an electronic signature function does not mean that Palisander has accepted, countersigned, approved, or entered into an agreement unless acceptance is expressly confirmed.

11. Profit-Sharing Agreements

Any profit-sharing agreement is governed exclusively by the signed agreement between the parties.

Information displayed on a general website page does not replace or amend the executed agreement.

Unless otherwise expressly stated in a signed agreement:

• The client retains control of the client’s brokerage or financial account
• The client independently decides whether to execute a transaction
• Investment losses remain possible
• No profit or return is guaranteed
• A profit-sharing fee is payable only according to the calculation and settlement provisions of the signed agreement
• Any payment obligation remains subject to verification, reconciliation, and applicable law

Users should review all risk disclosures, calculation methods, payment terms, termination provisions, and dispute-resolution clauses before signing.

12. Accuracy and Completeness

Palisander seeks to provide useful and accurate information but does not represent or warrant that all website content is:

• Complete
• Accurate
• Current
• Error-free
• Suitable for a particular purpose
• Available without interruption
• Consistent with information from every third-party source

Information may be corrected, revised, removed, or updated without notice.

Users should verify material information independently before relying on it.

13. Third-Party Information

This website may contain information obtained from:

• Government databases
• Regulatory databases
• Securities filings
• Market-data providers
• Financial institutions
• News organizations
• Corporate publications
• Professional advisers
• Other public or private sources

Palisander does not control third-party information and is not responsible for its accuracy, completeness, availability, or continued publication.

A reference to a third party does not imply endorsement, sponsorship, affiliation, approval, or partnership.

14. Third-Party Links

This website may provide links to external websites for convenience or reference.

Palisander does not control and is not responsible for:

• Third-party content
• Privacy practices
• Security measures
• Website availability
• Products or services
• Statements or representations
• Viruses or malicious code
• Transactions conducted through external websites

Users access third-party websites at their own risk and should review the applicable terms, privacy policies, and security practices.

15. Testimonials, Case Studies, and Examples

Testimonials, client statements, case studies, transaction descriptions, and examples may reflect individual experiences or particular circumstances.

They:

• May not represent the experience of every client
• Do not guarantee future results
• May omit identifying or confidential information
• May be summarized or edited for clarity
• Should not be treated as a promise of comparable performance

Where compensation, sponsorship, or another material relationship applies to a testimonial or endorsement, Palisander will seek to provide an appropriate disclosure.

16. Conflicts of Interest

Actual or potential conflicts of interest may arise in investment, financing, transaction, referral, or advisory activities.

Depending on the engagement, Palisander or its personnel may:

• Have business relationships with transaction participants
• Receive fees connected with an engagement
• Provide services to more than one market participant
• Hold interests in companies or assets discussed
• Work with third-party service providers
• Receive referral or transaction-related compensation where permitted

Material conflicts applicable to a formal engagement should be addressed through the relevant agreement, disclosure document, or professional communication.

17. No Reliance on Website Communications

Email, website forms, chat messages, social-media messages, and other electronic communications may be delayed, intercepted, incomplete, or sent to an incorrect recipient.

Users should not rely on electronic communications for urgent instructions, transaction execution, account security, or time-sensitive decisions unless the communication channel has been expressly approved for that purpose.

Palisander does not accept responsibility for instructions sent through unauthorized or insecure communication channels.

18. Cybersecurity and Fraud Prevention

Fraudsters may impersonate legitimate companies, professionals, websites, or representatives.

Users should independently verify:

• The identity of the person communicating with them
• The email domain
• The website address
• Payment instructions
• Bank-account details
• Contract numbers
• Regulatory records
• Contact information

Palisander will not request passwords, private keys, seed phrases, one-time security codes, or unrestricted remote access to a user’s financial account through the public website.

Users should not transfer funds or disclose sensitive information based solely on an unsolicited message.

19. Website Availability and Security

Palisander does not guarantee that the website will always be:

• Available
• Uninterrupted
• Secure
• Free from defects
• Free from viruses or malicious code
• Compatible with every device or browser

Website access may be suspended or restricted for maintenance, security, legal, operational, or technical reasons.

Users are responsible for maintaining suitable security protections on their own devices and systems.

20. Limitation of Liability

To the maximum extent permitted by applicable law, Palisander and its directors, officers, employees, representatives, contractors, and service providers shall not be liable for any direct, indirect, incidental, special, consequential, punitive, or similar loss arising from or relating to:

• Access to or use of the website
• Inability to access the website
• Reliance on website content
• Investment or transaction decisions
• Market losses
• Lost profits or opportunities
• Business interruption
• Loss or corruption of data
• Third-party content or services
• Cybersecurity incidents
• Unauthorized communications
• Technical failures
• Errors or omissions

Nothing in this disclaimer excludes or limits liability that cannot lawfully be excluded or limited.

21. Intellectual Property

Unless otherwise stated, website text, design, graphics, branding, reports, white papers, research, documents, and other original materials are owned by or licensed to Palisander.

Users may view or download materials for personal, internal, and lawful informational use.

Users may not, without prior written permission:

• Reproduce materials for commercial use
• Modify or misrepresent materials
• Remove copyright or ownership notices
• Republish substantial portions
• Use Palisander branding to imply endorsement
• Create misleading derivative materials
• Use website content for unlawful purposes

Third-party trademarks and materials remain the property of their respective owners.

22. Changes to Website Content and This Disclaimer

Palisander may modify:

• Website content
• Services
• Publications
• Disclosures
• Terms
• This Legal Disclaimer

at any time and without prior notice, subject to applicable law.

The current version will be published on this page with an updated effective date or revision date.

Continued use of the website after an update constitutes acknowledgement of the revised disclaimer.

23. Governing Terms

This Legal Disclaimer should be read together with:

• The Privacy Policy
• Cookie notices
• Website terms and conditions
• Engagement letters
• Service agreements
• Electronic signature disclosures
• Profit-sharing agreements
• Transaction-specific documents
• Other applicable disclosures

If a signed agreement conflicts with this general website disclaimer, the signed agreement governs the subject matter of that agreement, except where prohibited by law.

24. Contact

Questions concerning this Legal Disclaimer may be submitted through the Palisander Contact page.

Written correspondence may be addressed to:

Palisander Inc
14 Wall Street, Suite 2000
New York, New York 10005
United States

Please include “Legal Disclaimer Enquiry” in the subject line or correspondence heading.